tips that may be useful for Klabers

1. Start as early as possible, the time factor is very important in investing. The younger the age you invest, the better the results will be obtained later.
2. Determine the specific investment objectives (education plans, retirement plans, buy a house / apartment, buying a vehicle, property renovations, tours,) before you start investing. Consult these plans with your financial adviser.
3. Determine the target time period and the funds needed to achieve that goal.
4. Allocate funds to invest consistently, ideally 10 percent to 30 percent of monthly income.
5. If you are a beginner, start investing in an indirect way before investing directly. The ideal way is to buy mutual fund products (ranging from Money Market Mutual Funds, Fixed Income, Mixed, up to a higher risk of Fund Shares), then moved to direct investment to marketable securities (bonds and stock Retail), to start a real business alone or joined with suitable business partners with you.
6. Carefully studied the various aspects and alternative investments, such as the level of risk and yield historically. Do not forget the expectations of experts on economic development and business dipadupadankan forward with your own expectations.
7. If you glance at the financial asset investment, investment firms who choose to have Board of Supervisors, if the Banking Institutions have permission from Bank Indonesia and the Non-Bank has a license from Bapepam-LK.
8. "Do not put all your eggs in one basket". Make your own investment portfolio in accordance with your risk profile.
9. Do not forget, potential benefits must be in line with potential risk. So be careful if there are investments that offer higher benefits without risk.
10. Perform periodic monitoring every year to monitor the performance of your investment. Do not forget to always consult the annual investment strategy with your financial planner.

So Klabers, start to figure Klabers future needs, and make financial plans to meet these financial goals. Warren Buffet once said that when he started investing at age 11 years and he regretted not starting earlier. So do not delay, start investing right now!