Policy Credit (Credit Policy)

Credit Policy (credit policy) is very important in controlling debt (receivable). Many, or at least not collectible accounts receivable (bad debt) is strongly influenced by the policy that you apply cerdit in the company. When the sales force without control, accounts receivable balances soar, while operational activities are still many companies that require immediate funding, too. Employee salaries, purchase of raw materials, office supplies, all of them urgent. Where you are setting up credit limits? to whom you can give cerdit? for long-term credit for your sedikanan customer? core; How your credit policy?. Is it syncrone between credit policy, sales force and the availability of cash in the company? That topic is discussed in this article.


The word "policy", a flash-like connotations like the word "police / police" or "politics / politics", and it sounded scary, restrain and suppress. At the very least, policy and procedure may give the impression something that will hinder and slow down. Connotation and perception that is true, if the policy is made not to follow rytme company, obviously it would be pengahmbat, a bureaucracy that is not important.

However, if you make the right policy, precisely the policy that you create even support, sustain, and increase the company productifitas. Increasing the value added, and the prevention of leakage and waste. How?

Everything that contains the word "policy (policy)" sounds a bit sacred. Something that taboo to be changed. In fact, the company's operations run so dynamic, following the growth of firms, market competitiveness, the global trend of ever-changing from time to time. Is credit policy should not be changed?


Not just speaking of how a credit policy should be set, but I also give a guide how to make credit policy (credit policy). In addition I will post an example of credit policy (credit policy) which may be used as reference